We started naudcirataeos in 2019 because too many good people were struggling with money decisions that shouldn't be mysteries. Today, we help Canadians across Ontario turn financial confusion into confidence.
Back in 2019, I was sitting in a coffee shop in downtown Peterborough when my friend Mei mentioned she'd been avoiding opening her credit card statements for three months. Smart person, great job, but completely lost when it came to budgeting.
That conversation stuck with me. Here was someone who could solve complex problems at work but felt overwhelmed by basic financial planning. Turns out, she wasn't alone.
We discovered that most financial education assumes you already know the fundamentals. It's like teaching calculus before arithmetic. So we built something different — programs that start where people actually are, not where textbooks think they should be.
Our team combines financial expertise with real teaching experience. We've all been where our students are — confused, overwhelmed, and ready for straight answers.
Program Director
Former credit counselor who realized people needed education, not just debt solutions. Spent five years developing our core curriculum after working with over 800 Canadian families.
Learning Experience Designer
Started as a skeptical student in 2021, became our most requested instructor by 2023. Specializes in making complex financial concepts actually make sense to regular people.
We don't begin with theory or generic examples. Your first session involves looking at your real numbers — income, expenses, debts, goals. It's uncomfortable for about ten minutes, then becomes incredibly clarifying. Most people discover they're doing better than they thought.
Forget complicated spreadsheets and apps you'll abandon after two weeks. We help you create simple systems using tools you already have. The goal is building habits that stick, not perfect tracking that burns you out by month three.
Learning about budgeting isn't the same as actually budgeting. Our programs include monthly check-ins and problem-solving sessions. When life throws curveballs — and it will — you'll have strategies and support to adjust without starting over.
Our next comprehensive program begins in August 2025. Small groups, real support, practical results. No promises about getting rich — just getting clear on your money.
Learn About Our Programs