naudcirataeos

Privacy Policy

Last updated: March 15, 2025

At naudcirataeos, we believe financial literacy should be accessible to everyone across Canada. Your privacy matters to us, and we want you to understand exactly how we collect, use, and protect your personal information when you engage with our budget literacy programs and educational resources.

Information We Collect

Personal Information You Provide

When you register for our budget literacy courses or contact us for information, we collect details you voluntarily share with us. This includes your name, email address, phone number, and mailing address. We also gather information about your current financial knowledge level and learning goals to better tailor our educational content.

• Contact details (name, email, phone number, address)
• Educational background and financial literacy experience
• Learning preferences and course selections
• Payment information for course enrollment
• Communication preferences and feedback

Automatically Collected Information

Our website collects certain technical information automatically when you visit. This helps us understand how people use our site and improve the learning experience. We track page views, time spent on different sections, and which educational resources are most popular.

How We Use Your Information

We use the information you share with us primarily to deliver high-quality financial education and support your learning journey. Your contact information allows us to send course materials, schedule sessions, and provide updates about new educational opportunities.

We analyze learning patterns and course feedback to continuously improve our curriculum and teaching methods. This helps us create more effective budget literacy programs that truly serve Canadian learners.

Your payment information is processed securely through encrypted channels and used solely for enrollment and billing purposes. We never store complete credit card details on our servers.

Your Privacy Rights Under Canadian Law

Under the Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial privacy legislation, Canadian residents have specific rights regarding their personal information.

Access Your Information

You can request a copy of all personal information we have about you. We'll provide this within 30 days of your request.

Correct Inaccuracies

If any of your information is incorrect or outdated, you can ask us to update it. We'll make corrections promptly.

Withdraw Consent

You can withdraw consent for us to use your information for marketing or non-essential communications at any time.

Request Deletion

You can ask us to delete your personal information, subject to legal and contractual obligations.

Data Sharing and Third Parties

We don't sell or rent your personal information to anyone. However, we do work with trusted service providers to deliver our educational programs effectively.

Educational Partners

Some of our courses feature guest instructors or partner organizations. When relevant to your learning experience, we may share basic contact information with these educational partners. They're contractually required to protect your privacy and use information only for the specified educational purpose.

Service Providers

We use reputable Canadian companies for payment processing, email delivery, and website hosting. These providers have access only to the information necessary to perform their services and must maintain appropriate security standards.

Data Security and Protection

We implement multiple layers of security to protect your information. Our website uses SSL encryption, and all data is stored on secure Canadian servers with restricted access controls.

• SSL encryption for all data transmission
• Secure servers located within Canada
• Regular security audits and updates
• Limited employee access on a need-to-know basis
• Automatic data backups with encryption

While we take extensive precautions, no internet-based system is completely secure. We encourage you to use strong passwords and keep your login credentials confidential.

Data Retention

We keep your information only as long as necessary to provide our services and comply with legal requirements. Here's how long we typically retain different types of information:

Information Type Retention Period
Course enrollment records 7 years after course completion
Payment information 7 years for tax purposes
Marketing communications data Until you unsubscribe
Website usage analytics 26 months
General inquiries 3 years

Cookies and Website Technology

Our website uses cookies and similar technologies to enhance your browsing experience and understand how our content performs. Most cookies we use are essential for basic website functionality.

Types of Cookies We Use

• Essential cookies for website functionality and security
• Analytics cookies to understand user behavior and improve content
• Preference cookies to remember your settings and choices

You can control cookie settings through your browser, though some website features may not work properly if you disable essential cookies.

Updates to This Policy

We review and update this privacy policy regularly to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify enrolled students by email and post updates on our website.

We recommend checking this page periodically to stay informed about how we protect your privacy. The "last updated" date at the top shows when changes were made.

Questions About Your Privacy?

We're here to address any privacy concerns or questions you might have.

Contact us at:

1770 W Bank Dr, Peterborough, ON K9L 1Z7, Canada

Phone: +14506651515

Email: contact@naudcirataeos.com